2022-03-07

On behalf of the committee members, the construction policy of the elderly care service system was hotly discussed, and the silver economy was sailing

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Members of the NPC and CPPCC National Committee recently made suggestions on promoting the construction of the elderly care service system, involving the expansion of elderly care professionals through multiple channels, the development of targeted financial products, and the creation of a smart and healthy elderly care ecosystem.

In 2022, pension related policies and measures are frequent, and the construction of the third pillar pension insurance is accelerated. In the view of insiders, the inclusive and diversified elderly care service system will be gradually constructed, which is expected to inject new momentum into the development of silver hair economy.

Expand the team of professionals through multiple channels

Many representatives and members believed that promoting the construction of the elderly care service system is inseparable from the support of talents, funds and other elements.

Yu Xubo, deputy to the National People's Congress, chairman of general technology group and party secretary, suggested expanding the number of elderly care service personnel through multiple channels. For example, we will promote the implementation of the training plan for elderly care service personnel, fully implement the government support system of employment subsidies for elderly care service personnel, and reduce the entry threshold for elderly care service majors. Enhance the professional identity of nursing staff and enhance the professional identity of elderly care services.

In view of the insufficient number of pension institutions and low willingness of social capital to participate, Jin Li, member of the National Committee of the Chinese people's Political Consultative Conference and Acting Vice President of Southern University of science and technology, said that more social funds should be promoted to enter relevant subdivided fields in an orderly manner. It is suggested to learn from the experience of the pilot of infrastructure public offering REITs and vigorously develop pension trust funds. In addition, according to the characteristics of elderly finance, more sophisticated and targeted financial products are designed.

With the support of financial living water, there is also room for innovation in the pension model. Wen Aihua, deputy to the National People's Congress and Secretary of the Party committee and President of Hunan Branch of China Construction Bank, said that at present, relevant policies should be issued to encourage financial institutions to strengthen product research and development, cooperate with pension companies and explore "housing pension" services and products in combination with housing leasing business.

Build a smart, healthy and elderly care platform

Many representatives and members said that a smart, healthy and elderly care platform should be built to provide one-stop high-quality elderly care services of "food, medicine, health, care and music" for the silver haired people.

"It is suggested to encourage telecom operators, as the main force in the construction of smart society, to cooperate with the industrial chain and cooperate with all resources to jointly promote the integration and innovation of the advantages of digital technology networking, platform and intelligence and the application scenarios of helping the elderly." Zhang Yunyong, member of the CPPCC National Committee and Secretary of the Party committee and general manager of Yunnan Unicom, proposed.

The aging transformation of telecom industry is an important part. Zhang Yunyong said that silver haired people should be provided with perceptible, temperature and more convenient telecommunications products and services. In addition, silver haired people should better enjoy smart, healthy and elderly care services through appropriate guidance or subsidies.

In view of the uneven supply of smart elderly care products and services in home communities, Yuan Yafei, member of the CPPCC National Committee and chairman of sancelli group, said that the standardization of smart elderly care, especially family smart elderly care solutions, should be strengthened. For example, the equipment configuration standards and product functions, parameters, qualifications and hardware types of home-based intelligent elderly care should be classified, accurately formulated, standardized and dynamically adjusted according to the health status, living conditions, elderly care needs and purchase standards of the elderly.

Policy warm wind blows frequently

In order to build and improve a comprehensive, inclusive and diversified pension service system, multiple departments have actively deployed and launched a policy "gift package", and the construction of the third pillar pension insurance has also accelerated recently.

On February 21, the State Council issued the national plan for the development of the cause of aging and the elderly care service system during the 14th Five Year Plan period, which proposed measures such as expanding the coverage of inclusive elderly care services, strengthening the ability of home-based community elderly care services, and vigorously developing the silver economy, and set the targets for health care services, elderly knowledge services, medical services Some specific quantitative indicators of community supporting facilities.

The National Health Commission and other 15 departments recently jointly issued the 14th five year plan for healthy aging, proposing nine tasks, including strengthening health education, deeply promoting the development of the combination of medical care and maintenance, developing traditional Chinese medicine elderly health services, strengthening the construction of elderly health service institutions, improving the ability of elderly health services, and promoting the development of science, technology and industry for healthy aging.

The financial sector also continues to contribute to the pension industry. According to the notice of the CBRC, from March 1, the pilot scope of pension financial products has been expanded from "four places and four institutions" to "ten places and ten institutions", and the pilot area of exclusive commercial pension insurance has been expanded to the whole country. Guo Shuqing, chairman of the China Banking and Insurance Regulatory Commission, revealed that the pilot of pension savings is about to start, and the commercial pension business for low - and middle-income people is also stepping up preparations.

"It is expected that with the cooperation of multiple policy documents, an inclusive and diversified elderly care service system will be gradually constructed, and the supporting fertility policies will be gradually improved, so as to promote the coordinated development of China's aging cause and industry and promote the long-term balanced development of China's population." Xun Yugen, chief strategist at Haitong Securities, said.

The development of the pension industry is also expected to drive the development of many industries. Southwest Securities predicts that the market scale of the pension industry is expected to reach 6.4 trillion yuan in 2030, and the pension finance that provides asset preservation and appreciation services for the elderly will usher in a period of rapid development.

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